One Bank Student Loan

ONE Bank Limited offers Student Loan which is terminating loan facility under an Equated Monthly Installment (EMI) based repayment plan for study in home and abroad. This loan ranges from BDT 50,000 to 40,00,000 with flat 12% interest rate from 12 to 48 months tenor based on conditions. Any credit worthy local parents can apply with minimal documents.

Features

• Loan amount ranges from BDT 50,000.00 to 3,00,000.00 in case of local institution.
• Loan amount ranges from BDT 1,00,000.00 to Tk.40,00,000.00 in case of foreign institution.
• Loan tenor: 12-48 months and 12-18 months for foreign and local institutes respectively.
• 12% interest rate.
• Minimal documentation.

Loan Tenor

• 12 to 48 months for higher study in foreign institution.
• 12 to 18 months for study in local private university and english medium school.

Interest Rate

• 12.00%.

Eligibility

• Any credit worthy Bangladeshi parents/ guardian of the student's having age between 35 to 57 years.

Professional Experience

• Minimum 5 years in total, with minimum 6 months of continuous employment with present employer. Government employees must be confirmed on job.
• For businessmen, minimum 5 years in current business.
• For professionals, minimum 5 years in current practice.
• Minimum Gross Monthly Income: BDT 15,000.00 per month.

One Bank may change, add or remove any conditions any time without notification.

About One Bank PLC

ONE Bank PLC provides a comprehensive range of banking services to individuals, businesses and institutions throughout Bangladesh. The bank is committed to delivering modern, secure and customer-friendly financial solutions through a combination of traditional and technology-based banking channels. Its retail banking services include savings accounts, current accounts, fixed deposit schemes, personal loans, home loans, debit cards, credit cards and remittance services. Customers can conveniently access banking facilities through ATM booths, internet banking, mobile banking and SMS banking services, allowing them to perform transactions quickly and securely from any location.

In addition to retail banking, ONE Bank offers extensive corporate banking services designed to support the growth of businesses and industries. These services include trade finance, project financing, working capital loans, treasury services, export-import financing and cash management solutions. The bank also plays an important role in supporting entrepreneurs and small business owners through specialized SME banking services, providing customized loan products and financial assistance to promote business expansion and employment generation.

Furthermore, ONE Bank provides Islamic banking services through dedicated Islamic banking branches and windows that operate according to Sharia-compliant principles. The bank is also actively involved in foreign exchange operations and international remittance services, helping expatriate Bangladeshis transfer money safely and efficiently to their families. Through its advanced technology, innovative products and customer-oriented approach, ONE Bank PLC continues to strengthen its position in Bangladesh's banking sector. Its wide range of financial services contributes significantly to economic development, financial inclusion and the overall growth of the country's financial system.