Jamuna Bank offers can loans to those customers having sufficient net cash flow to deposit the installments regularly of the following segment:
For permanent/ confirmed service holders of Government, Semi Government, Autonomous Organizations, Banks, Insurance Companies, Public Limited Companies, Multinational Companies, NGOs, Employees of Private Limited Companies, acceptable to the bank, covered by guarantee of another employee of equal or higher grade. Teachers of Universities, Colleges & Schools (Affiliated). Professional persons like Doctors, Engineers, Chartered Accountants, and Architects.
- To procure brand new/reconditioned Personal Transport, of age not more than 5 years.
- The Vehicle should have maximum 10 seats.
- Model year is in the limit of 5 year.
- Minimum age 25 years and maximum age 54 years.
- But loan tenor shall not exceed 59 years of age.
Net Income should be at least BDT 40,000.00 per month. (To be substantiated by evidence) The customer must have sufficient net cash flow to repay the loan installments.
Minimum BDT 5,00,000.00; Maximum BDT 20,00,000.00
Maximum Term of Loan
Loan to Price
Regulated by Bangladesh Bank from time to time.
Rate of Interest
As determined by the bank from to time.
- Registration of vehicle in favor of JBL.
- Personal guarantee of the applicant & applicant's spouse.
- Third party Guarantor shall be equal to or creditworthy than the principal applicant.
- Post dated cheques for installments and one undated cheque covering entire loan amount with interest.
- Comprehensive 1st party insurance coverage of asset favouring the bank.
Jamuna Bank Limited (JBL) is a Banking Company which was established by a group of local entrepreneurs who are well reputed in the field of trade, commerce, industry and business of the country. The bank provides all types of support to trade, commerce, industry and overall business of the country. The Bank is committed for satisfying diverse needs of its customers through an array of products at a competitive price by using appropriate technology and providing timely service so that a sustainable growth, reasonable return and contribution to the development of the country can be ensured with a motivated and professional work-force.
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