Visa Debit Card Features in Bangladesh

ABBL provides two types of VISA Debit Card for their account holders - Silver Debit Card and White Debit Card. You can get the card easily from the branch where you opened your account. Just go to the branch, fill up the Application Form and submit it. You will receive your card within 7 working days. These VISA Debit Cards help to make your life easy and simple. You don't need to carry cash in pocket, but just a VISA Debit Card.

Card Activation

• After receiving the card, sign the acknowledgement slip and send it to your home branch for activation.
• Put your signature with a ball point pen on the signature panel at the back of your card.

Highest Cash Withdrawal Facility per Day

• Silver Debit Card BDT 2,00,000.00
• White Debit Card BDT 1,00,000.00

Highest Purchase Limit per Day

• At Branch POS BDT 3,00,000.00
• At Merchant POS BDT 2,50,000.00 for Silver Debit Card and BDT 1,50,000.00 for White Debit Card.

ATM transaction Fee

• At AB Bank ATMs Free.
• At Cashlink other Bank ATMs BDT 15.00
• At other VISA ATMs BDT 35.00
• At National Payment Switch of Bangladesh (NPSB) Member Bank ATMs - as per Bangladesh Bank Rule.
• ATM Balance Inquiry at National Payment Switch of Bangladesh (NPSB) Member Bank ATMs Charges BDT 5.00

Yearly Fee

• Silver Debit Card Fees BDT 350.00
• White Debit Card Fees BDT 250.00

Yearly Fee Max Saver

• Silver Debit Card
• Yearly average balance up to BDT 49,999.00 is Tk. 350.00.
• Yearly average balance of BDT 50,000.00or above is Free.

Yearly Fee Smart Saver

• Silver Debit Card
• Yearly average balance up to BDT4,999.00 is Tk.350.00
• Yearly average balance of BDT 5,000.00 and above is Free.

Yearly Fee AB Student Account

• White Debit Card Free.

Card Replacement Fee

• Silver Card BDT 350.00
• White Card BDT 250.00
• AB Student Account (White Card) BDT 250.00

PIN Replacement Fees

• BDT 200.00

Caution during making transactions

• Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse.
• After using your card at a merchant outlet, please ensure that the card returned to you is yours.
• Before signing the Sales Slip, check the amount charged.
• Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference.

PIN Maintenance

• Destroy the PIN mailer after memorizing your PIN.
• Do not write the PIN on the card or keep the PIN inside your wallet.
• Change the PIN preferably every month.

For Lost/Stolen Card
To report and replacement of your lost/stolen Debit Card, please call our eBiz Customer Support at 16207 or +88 096789 16207 or email at support@abbl.com or visit any nearest Branch. Your card will be replaced within 2-3 working days and will be sent to your Branch.

Change of Contact Details
Please contact your nearest AB Branch. Our Customer Support Officer (CSO) will assist you.

About AB Bank PLC

AB Bank PLC is one of the pioneering private commercial banks in Bangladesh, commencing operations in 1982. The bank offers a wide range of financial products and operational services to individuals, businesses, entrepreneurs and non-resident Bangladeshis (NRBs). Its banking activities include retail banking, corporate banking, SME financing, Islamic banking and digital banking services.

The bank provides various deposit products, including savings accounts, current accounts, fixed deposit accounts and specialized savings schemes to meet customers' financial needs. It also offers student banking and other account facilities for different customer groups. Its loan and financing products include personal loans, home loans, auto loans, SME financing, corporate loans, project financing and trade-related credit facilities, subject to eligibility and applicable terms.

AB Bank PLC offers debit and credit cards for cash withdrawals, purchases and other payment transactions. Its digital banking services include internet banking, mobile banking through AB Direct, SMS banking, fund transfers, utility bill payments and mobile recharge facilities. Customers can also access ATM services and selected banking facilities through electronic channels.

For businesses engaged in domestic and international trade, the bank provides import and export financing, letters of credit, bank guarantees, foreign exchange transactions, treasury services and other trade finance facilities. It also facilitates inward foreign remittances and provides banking support for non-resident Bangladeshis. Additional services include locker facilities, school banking, student file services for overseas education and Islamic banking facilities.

Through its branch network and digital channels, AB Bank PLC serves customers across Bangladesh. The availability of specific products, fees, interest rates, profit rates and eligibility requirements may vary. Customers should contact the bank or visit its official website for the latest product details and service conditions.