Bank Asia Visa Classic Credit Card Features Services in Bangladesh

Bank Asia Visa Classic Credit Card, also known as the Visa Classic Dual Credit Card, is issued by Bank Asia PLC to provide convenient credit payment facilities for everyday purchases, online shopping and international transactions. It is a dual-currency credit card that supports transactions in both Bangladeshi Taka (BDT) and US Dollars (USD), subject to applicable foreign currency regulations and passport endorsement requirements

Key Features & Facilities

• Dual-Currency Facility: Make eligible payments locally and internationally using the same Visa credit card.
• Global Acceptance: Use the card at Visa-enabled merchant outlets, POS terminals and online payment platforms worldwide.
• Interest-Free Period: Enjoy up to 45 days of interest-free credit on eligible POS and cheque transactions, subject to payment terms.
• E-commerce Payments: Pay for online shopping, educational applications, examination fees, visa processing and hotel bookings.
• Reward Points: Earn one reward point for every Tk. 50 spent on eligible purchases. Accumulated points can be redeemed under the bank's reward programme.
• Supplementary Cards: Additional cards are available for eligible family members under applicable bank terms.
• Easy Buy: Convert eligible purchases at selected merchant outlets into instalments, including promotional 0% interest offers.
• Easy Pay: Access eligible credit through pay-order facilities with repayment options of up to 24 installments.
• E-Statements: Receive monthly credit card statements through email without a regular monthly e-statement fee.
• Double Credit Shield: Provides specified financial protection, including BDT 50,000.00 coverage for eligible Classic/ Silver cardholders under programme conditions.

Annual Fee & Charges

• Annual fee (Primary Card): BDT 1,500.00
• Card replacement: BDT 500.00
• PIN replacement through IVR: Free
• PIN replacement with PIN mailer: BDT 500.00
• Local ATM cash advance: 2% or BDT 150.00, whichever is higher
• Overseas ATM cash advance: 3% or USD 4.00, whichever is higher
• Monthly e-statement: Free

Eligibility & Application

Interested applicants can apply through Bank Asia branches by completing the credit card application form and submitting the required identification, income and financial documents. The bank evaluates applications based on income, repayment capacity, credit history and its internal approval criteria.

For international transactions, cardholders must complete the required passport endorsement and foreign currency activation procedures.

About Bank Asia PLC

Bank Asia PLC is a private commercial bank in Bangladesh that commenced operations on 27 November 1999. The bank provides a broad range of financial services to individuals, businesses, corporate organizations and entrepreneurs. Its operations focus on conventional banking, Islamic banking, digital financial services and financial inclusion. Bank Asia is regulated by Bangladesh Bank and is listed on the Dhaka Stock Exchange and Chittagong Stock Exchange.

The bank offers various deposit products, including savings accounts, current accounts, fixed deposits and specialized savings schemes. Its lending services include personal finance, home loans, SME financing, agricultural finance and corporate loans. Bank Asia also supports businesses through trade finance, export and import services, letters of credit, bank guarantees and foreign exchange transactions.

Bank Asia provides credit and debit cards, ATM services, cash deposit machines, fund transfers and electronic payment facilities. Customers can access digital banking services through internet banking and the bank's mobile applications, including account monitoring, utility bill payments, fund transfers and other supported transactions.

A significant part of the bank's operations is agent banking, which helps extend financial services to rural and underserved communities. Through agent banking outlets, customers can access selected services without visiting a traditional branch. The bank also offers Islamic banking through dedicated Islamic banking facilities and operates offshore banking services for eligible international banking customers.

Bank Asia PLC continues to contribute to Bangladesh's financial sector by supporting savings, investment, entrepreneurship, international trade and digital financial inclusion. Its combination of branch-based services, agent banking and electronic delivery channels helps serve customers across different regions of the country.