Bank Asia Visa Debit Card Features Services in Bangladesh

Bank Asia Visa Debit Card, issued by Bank Asia PLC, is an EMV chip-enabled debit card designed to provide convenient and secure banking facilities to savings and current account holders. The card is directly linked to the customer's bank account, allowing users to withdraw cash, make retail purchases and perform online transactions using their available account balance.

With acceptance across Visa-enabled ATM networks and merchant outlets, the Bank Asia Visa Debit Card provides convenient access to everyday banking services throughout Bangladesh. Customers can use the card for cash withdrawals, balance inquiries, PIN changes, mini statements and eligible e-commerce transactions.

Key Features & Facilities

• ATM Cash Withdrawal: Withdraw cash from Bank Asia and other participating ATM networks across Bangladesh.
• POS Transactions: Make payments at Visa-enabled merchant outlets, shopping centres, restaurants and retail stores.
• E-commerce Facility: Make eligible online purchases through supported e-commerce platforms.
• Balance Inquiry: Check available account balances through supported ATMs.
• PIN Change: Change the card PIN through compatible ATM terminals.
• Mini Statement: View recent account transactions through supported ATMs.
• EMV Chip Technology: Chip-enabled security helps protect card information and reduce payment fraud.
• 24/7 Banking Access: Access ATM and card payment facilities throughout the day, subject to network availability.

Transaction Limits

• Maximum ATM withdrawal per day: BDT 50,000.00
• Maximum withdrawal per transaction: BDT 20,000.00
• Maximum ATM transactions per day: 7
• Maximum POS purchase per day: BDT 3,00,000.00
• Maximum POS transaction: BDT 50,000.00
• Maximum POS transactions per day: 6

Fees & Charges

• Annual card fee: BDT 345.00
• Card replacement fee: BDT 345.00
• Cash withdrawal at Bank Asia ATM: Free
• Cash withdrawal at Q-Cash ATM: BDT 10.00
• Cash withdrawal at NPSB ATM: BDT 15.00

Eligibility & Application Process

Bank Asia Visa Debit Cards are available to eligible customers maintaining savings or current accounts with the bank. Customers can apply through their respective Bank Asia branch by completing the debit card application form and submitting the required documents.

After receiving the card, customers need to complete the bank's acknowledgement and activation requirements before using it. Card issuance is subject to the bank's applicable procedures.

Security & Customer Protection

Bank Asia uses EMV chip technology to improve card transaction security. Customers should keep their PIN confidential, avoid sharing card information with others and check transaction amounts before approving payments. Any lost or stolen card should be reported to the bank immediately.

About Bank Asia PLC

Bank Asia PLC is a private commercial bank in Bangladesh that commenced operations on 27 November 1999. The bank provides a broad range of financial services to individuals, businesses, corporate organizations and entrepreneurs. Its operations focus on conventional banking, Islamic banking, digital financial services and financial inclusion. Bank Asia is regulated by Bangladesh Bank and is listed on the Dhaka Stock Exchange and Chittagong Stock Exchange.

The bank offers various deposit products, including savings accounts, current accounts, fixed deposits and specialized savings schemes. Its lending services include personal finance, home loans, SME financing, agricultural finance and corporate loans. Bank Asia also supports businesses through trade finance, export and import services, letters of credit, bank guarantees and foreign exchange transactions.

Bank Asia provides credit and debit cards, ATM services, cash deposit machines, fund transfers and electronic payment facilities. Customers can access digital banking services through internet banking and the bank's mobile applications, including account monitoring, utility bill payments, fund transfers and other supported transactions.

A significant part of the bank's operations is agent banking, which helps extend financial services to rural and underserved communities. Through agent banking outlets, customers can access selected services without visiting a traditional branch. The bank also offers Islamic banking through dedicated Islamic banking facilities and operates offshore banking services for eligible international banking customers.

Bank Asia PLC continues to contribute to Bangladesh's financial sector by supporting savings, investment, entrepreneurship, international trade and digital financial inclusion. Its combination of branch-based services, agent banking and electronic delivery channels helps serve customers across different regions of the country.