BRAC Multi-Currency Visa Debit Card Features Services in Bangladesh

BRAC Bank Multi-Currency Visa Debit Card is an international payment solution offered by BRAC Bank PLC for customers who need convenient access to their money both in Bangladesh and overseas. Powered by the global Visa payment network, this debit card enables customers to make purchases, pay for services and withdraw cash while travelling abroad, as well as complete eligible international e-commerce transactions from Bangladesh. Unlike a conventional credit card, transactions are generally settled against the available balance in the linked bank account, without creating a revolving credit facility. The card is particularly useful for international travellers, online shoppers and customers who regularly make foreign-currency payments.

One of its major advantages is the ability to conduct transactions in different foreign currencies at international shops, hotels, restaurants, hospitals and Visa-supported ATMs. Customers can also use the card for eligible international online purchases, software subscriptions and digital services. To activate international transaction facilities, cardholders need to visit a BRAC Bank branch and endorse their passports against the applicable Travel Quota or Medical Quota, in accordance with Bangladesh Bank regulations. The annual personal travel quota is subject to prevailing foreign exchange regulations, with the general travel entitlement currently up to USD 12,000 for eligible individuals.

The card also offers several everyday banking conveniences and lifestyle benefits. Customers can use it for local ATM cash withdrawals, POS purchases, online payments and shopping at participating merchants in Bangladesh. BRAC Bank provides reward points on eligible transactions and discounts at partner outlets, including selected shopping, dining and lifestyle establishments. Through the bank's Astha digital banking application, customers can monitor card transactions and manage various banking services. The card also incorporates EMV chip-based security and contactless payment technology for convenient and secure transactions.

To obtain the BRAC Bank Multi-Currency Visa Debit Card, customers generally need to maintain an eligible savings or current account with the bank and complete the required documentation and passport endorsement formalities for international use. Foreign transactions are subject to available account balances, applicable currency conversion rates, transaction limits and regulatory requirements. Overall, the BRAC Bank Multi-Currency Visa Debit Card provides a practical combination of domestic banking convenience and international payment flexibility for eligible customers in Bangladesh, reducing the need to carry large amounts of physical foreign currency while travelling.

Features

• Transactions in different currencies.
• Cash withdrawal from any Visa ATM 24/7, from any part of the world.
• International shopping and dining (using POS & E-commerce).
• Subscriptions to international platforms from Bangladesh.
• Reward points on spending from the debit card.
• Amazing discounts and hundreds of partner merchants.
• All features of Astha app including QR payment.

Eligibility

• Bangladeshi residence

About BRAC Bank PLC

BRAC Bank PLC is a leading private commercial bank in Bangladesh that commenced operations on 4 July 2001. The bank was established with a strong focus on supporting small and medium enterprises (SMEs), expanding financial inclusion and providing modern banking services to individuals and businesses. It operates under the regulatory supervision of Bangladesh Bank and offers retail, SME, corporate and digital banking services.

BRAC Bank provides various deposit products, including savings accounts, current accounts, fixed deposits and monthly savings schemes. Its lending services include personal loans, home loans, auto loans, SME financing, agricultural finance and corporate investment facilities. The bank is particularly recognized for its SME banking operations, which support entrepreneurs, small businesses and women-led enterprises across Bangladesh.

The bank also offers debit and credit cards, ATM services, fund transfers, foreign exchange, trade finance, export and import facilities, letters of credit and bank guarantees. Customers can access digital banking services through the Astha mobile banking app and corporate internet banking facilities. These channels support convenient account management, fund transfers, bill payments and other banking transactions.

BRAC Bank's agent banking network extends financial services to rural and underserved communities. Through authorized agent outlets, customers can access services such as account opening, cash deposits and withdrawals, inward remittance collection, utility bill payments and selected loan-related facilities. The bank also offers specialized services for expatriate Bangladeshis through its Probashi Banking division.

Through its extensive banking network, SME-focused financing and digital platforms, BRAC Bank PLC contributes to entrepreneurship, employment generation, financial inclusion and economic development in Bangladesh.