Al- Wadia Current Deposit Account
In Exam Bank, Al-Wadiah Current Account follows the Principle of Islami Shariah wherein the bank is deemed as a keeper and trustee of funds as Al-Amana, which means "on Trust". This deposit that operates by taking permission from depositors would be taken to use their fund according to Shariah Principle and depositors would not receive any kind of profit. As such the bank is under obligation to return the entire money on demand by the customer. The account is not time barred, i.e., Account Holder can withdraw money as many numbers of times as he wishes in a working day.Main Features
- Halal way or without Riba (interest or usury) transaction.
- Unlimited deposit or withdrawal.
- No profit will be given.
- Cheque book facilities.
- ATM Card.
- Free online transaction.
- No Over Draft will be allowed in the account.
- SMS banking service includes balance inquires/Mini-statement by mobile phone.
Required Documents
- Account opening duly filled up and signed by account holder.
- 2 Copies passport size photographs of every operators duly attested by introducer.
- Photographs of National ID Card/Passport/Chairman certificates.
- Introducer signature.
Deposit Rates
Provisional Profit Rate is 0%.
Terms and conditions
- Bank may use the fund at its own discretion with prior permission of the account holder and without any risk to the account holder.
- Customer may be withdraw the entire (or part of) fund without any notice to the bank.
More EXIM Bank Accounts
About Export Import Bank of Bangladesh PLC
EXIM Bank offers a comprehensive range of services designed to facilitate international trade and enhance economic growth. Its primary offerings include export and import financing, pre-shipment and post-shipment loans, and trade-related guarantees and insurance. The bank also provides working capital to exporters through its Export Credit Scheme, helping them manage cash flow and fulfill international orders. Additionally, the Bank engages in capacity building by offering training programs for businesses, equipping them with essential skills for navigating global markets. Overall, these services support Bangladeshi enterprises in expanding their reach and competitiveness in the international arena.
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