Al-Wadeah Current Account

Islami Bank Bangladesh Limited operates Al-wadeah Current Account on the principles of Al-wadeah. The Bank commits to refund money deposited in these Accounts on the demand of customers. On the other hand the Bank takes permission from customers that the Bank may utilize their money. Customers may operate these Accounts as their desires. No profit is disbursed in these Accounts and depositors do not bear any loss.

Eligibility
- Any Business entity/ Farm/ Company/ Organization operating in Bangladesh.
- Business person operating small business without trade license can also open this account.
- Any Bangladeshi citizen with minimum Age 18 years
- Minimum balance: BDT 1,000.00.

Required Documents
- Trade License for business enterprise.
- TIN Certificate.
- 2 copy of recent passport size photo for each signatory (attested by an introducer holding Current A/c with IBBPLC).
- NID/ Valid Passport/Driving License.
- Nominee’s NID & photo (attested by applicant).
- Recent utility bill (electricity/ gas/ WASA/ telephone).
* Bank may ask for any other additional document if required so.

Features
- Unlimited transactions.
-'No profit no loss' on balance.
- Cheque Book facility.
- Debit Card (VISA/Mastercard) for personal or single proprietorships.
- Any branch service from the country’s largest network of branch, agent outlet and ATMs.
- Internet Banking, e-Statement, SMS Banking.
- 24/7 Contact Center support.

More Islami Bank Accounts

About Islami Bank Bangladesh PLC

Islami Bank Bangladesh Limited (IBBL) offers a diverse range of Shariah-compliant banking services that cater to both individual and corporate clients. Its product offerings include personal banking services such as savings and current accounts, home financing, and vehicle financing, as well as investment accounts based on profit-sharing models like Mudarabah and Musharakah. For businesses, IBBL provides corporate financing, trade finance, and project financing, all designed to align with Islamic principles. Additionally, the bank is committed to financial inclusion through microfinance programs that empower underserved communities. With a strong focus on ethical banking and customer service, IBBL plays a crucial role in promoting socio-economic development in Bangladesh.

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