IBBL Visa Debit Gold Card Features Services in Bangladesh

IBBL Visa Debit Gold Card is a premium debit card offered by Islami Bank Bangladesh PLC to provide customers with convenient access to their bank deposits and flexible cashless payment facilities. Available through the global Visa payment network, the card supports domestic transactions and eligible international e-commerce payments through dual-currency functionality, subject to passport endorsement and applicable foreign exchange regulations. It is designed for customers who want higher transaction limits, convenient ATM access and greater flexibility for everyday banking and shopping.

One of the key advantages of the IBBL Visa Debit Gold Card is its higher daily transaction capacity. Cardholders can withdraw up to BDT 1,00,000.00 per day through ATMs and make POS purchases of up to BDT 2,00,000.00 daily. The card also supports eligible online payments and international e-commerce transactions, making it useful for shopping, digital services and other permitted payments. Its EMV chip-based security helps protect card transactions, while the Visa network provides access to a wide range of participating merchant outlets and payment terminals.

The card is available with free issuance, while the half-yearly maintenance fee is BDT 300.00. Additional charges include BDT 200.00 for card closure within six months of issuance and BDT 50.00 for Green PIN resetting. Customers can also choose from different card network options offered by Islami Bank, including Visa, Mastercard and UnionPay, depending on availability and eligibility. The card is particularly suitable for customers who maintain eligible Islami Bank accounts and require higher daily withdrawal and purchase limits.

Overall, the IBBL Visa Debit Gold Card combines higher transaction limits, international payment functionality and convenient account access. It offers a practical banking solution for salaried individuals, professionals and regular account holders who prefer managing their everyday purchases and cash withdrawals directly from their bank deposits.

Limits

• Daily ATM withdrawal limit: BDT 1,00,000.00
• POS transaction limit: BDT 2,00,000.00

Charges

• Issuance Fee: Free
• Maintenance Fee (half-yearly): BDT 300.00
• Card Closing Fee (within 6 months of issuance): BDT 200.00
• Green PIN Reset: BDT 50.00
• Foreign currency e-Commerce payment: 1 % of transaction amount

About Islami Bank Bangladesh PLC

Islami Bank Bangladesh PLC (IBBL) is one of the leading commercial banks in Bangladesh and the country's first Shariah-based scheduled commercial bank. Established on 13 March 1983, the bank introduced Islamic banking in Bangladesh, offering financial services based on Islamic Shariah principles. Its banking operations follow principles such as Mudaraba, Musharaka and Murabaha, providing alternatives to conventional interest-based banking. The bank is listed on both the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE).

IBBL offers a comprehensive range of banking services for individuals, businesses, corporate organisations and entrepreneurs. Its services include savings and current accounts, Mudaraba term deposits, monthly savings schemes, foreign currency accounts, remittance services, investment financing, SME investment, agricultural financing and corporate banking. The bank also provides debit and credit cards, ATM and cash deposit facilities, trade finance, export-import services, locker facilities and foreign exchange services. Its investment products support various personal, commercial, industrial and agricultural financing needs.

To make banking more accessible, Islami Bank provides digital and technology-based services through CellFin, iBanking and mCash mobile financial services. Customers can access account information, transfer funds, make payments and perform various banking transactions through supported digital channels. Its extensive network of branches, sub-branches, ATMs and agent banking outlets helps extend financial services to urban and rural communities across Bangladesh. Through Islamic microfinance, remittance services and specialised savings and investment schemes, IBBL also contributes to financial inclusion and economic development.