IBBL Debit Platinum Visa Card Features Services in Bangladesh

IBBL Debit Platinum Card is a premium debit card offered by Islami Bank Bangladesh PLC for customers seeking higher transaction limits, convenient cash access and flexible cashless payment facilities. Designed for everyday banking and shopping requirements, the card provides direct access to funds deposited in an eligible Islami Bank account. It supports domestic payments and eligible international transactions through its dual-currency e-commerce facility, subject to passport endorsement and applicable foreign exchange regulations. The card is particularly suitable for professionals, business-people and customers who regularly make high-value purchases or require greater daily transaction limits.

One of the major advantages of IBBL Debit Platinum is its higher transaction capacity. Cardholders can withdraw up to BDT 2,00,000.00 daily through ATMs and make POS purchases of up to BDT 3,00,000.00 per day. The daily transaction limit for purchases through branch POS terminals is BDT 5,00,000.00. These facilities provide greater flexibility for shopping, retail payments and cash withdrawals. The card also supports overseas cash withdrawals and foreign-currency e-commerce transactions, subject to applicable banking and regulatory requirements.

The card features EMV chip-based security and provides access to participating Visa-supported payment terminals and ATMs. Customers can use it for eligible online purchases, merchant payments and everyday banking transactions. The card's international facilities make it useful for customers who need to pay for permitted overseas services or make online purchases from international merchants. Overseas cash withdrawals and foreign-currency e-commerce transactions are subject to additional service charges.

IBBL Debit Platinum has an issuance fee of BDT 500.00 and a half-yearly maintenance fee of BDT 400.00. Other applicable charges include BDT 200.00 for closing the card within six months of issuance and BDT 50.00 for Green PIN resetting. Overall, the card combines higher daily transaction limits, international payment facilities and convenient access to bank deposits, making it a premium debit card option for eligible Islami Bank customers in Bangladesh.

Limits

• Daily ATM withdrawal limit: BDT 2,00,000.00
• POS transaction limit: BDT 3,00,000.00
• Branch POS limit: BDT 5,00,000.00

Charges

• Issuance Fee: BDT 500.00
• Maintenance Fee (half-yearly): BDT 400.00
• Card Closing Fee (within 6 months of issuance): BDT 200.00
• Green PIN Reset: BDT 50.00
• Overseas cash withdrawal: 2% of transaction amount + USD 1.00
• Foreign currency e-Commerce payment: 1 % of transaction amount

About Islami Bank Bangladesh PLC

Islami Bank Bangladesh PLC (IBBL) is one of the leading commercial banks in Bangladesh and the country's first Shariah-based scheduled commercial bank. Established on 13 March 1983, the bank introduced Islamic banking in Bangladesh, offering financial services based on Islamic Shariah principles. Its banking operations follow principles such as Mudaraba, Musharaka and Murabaha, providing alternatives to conventional interest-based banking. The bank is listed on both the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE).

IBBL offers a comprehensive range of banking services for individuals, businesses, corporate organisations and entrepreneurs. Its services include savings and current accounts, Mudaraba term deposits, monthly savings schemes, foreign currency accounts, remittance services, investment financing, SME investment, agricultural financing and corporate banking. The bank also provides debit and credit cards, ATM and cash deposit facilities, trade finance, export-import services, locker facilities and foreign exchange services. Its investment products support various personal, commercial, industrial and agricultural financing needs.

To make banking more accessible, Islami Bank provides digital and technology-based services through CellFin, iBanking and mCash mobile financial services. Customers can access account information, transfer funds, make payments and perform various banking transactions through supported digital channels. Its extensive network of branches, sub-branches, ATMs and agent banking outlets helps extend financial services to urban and rural communities across Bangladesh. Through Islamic microfinance, remittance services and specialised savings and investment schemes, IBBL also contributes to financial inclusion and economic development.