IBBL Hajj Prepaid Card Features Services in Bangladesh

IBBL Hajj Prepaid Card is a specialised prepaid payment card introduced by Islami Bank Bangladesh PLC to make financial transactions easier, safer and more convenient for Bangladeshi Hajj pilgrims travelling to Saudi Arabia. Designed as an alternative to carrying large amounts of cash, the card allows pilgrims to access their travel funds and make payments during their Hajj journey. It operates through the Mastercard payment network and can be used at supported ATMs and POS terminals in Saudi Arabia. One of its major advantages is that customers do not need to open a separate bank account to obtain the card.

The card allows eligible pilgrims to load foreign currency equivalent to a maximum of USD 1,200.00, approximately BDT 1,50,000.00, subject to the applicable Hajj foreign exchange entitlement. Cardholders can withdraw Saudi Riyals from Mastercard-supported ATMs in Saudi Arabia and pay for Hajj-related expenses, accommodation and shopping at participating merchant outlets. The card also offers instant balance loading, refund facilities for unused funds after returning to Bangladesh and free passport endorsement services.

Another attractive feature is its simple issuance process. There is no card issuance or closure fee, and pilgrims can collect the card from Islami Bank branches and sub-branches across Bangladesh, including designated Hajj service facilities. Customers can also receive 24-hour assistance through dedicated customer support channels. The card can be used in Bangladesh and Saudi Arabia at supported Mastercard-enabled terminals.

To apply, pilgrims need to provide a copy of their Hajj visa or other valid Hajj documentation, National Identity Card, passport, two recent passport-size photographs and an active Bangladeshi mobile number. Overall, IBBL Hajj Prepaid Card offers a convenient payment solution for Bangladeshi pilgrims, combining international ATM access, cashless payments and easier management of Hajj-related travel expenses.

Key Features & Benefits

• Withdraw Saudi Riyals from ATMs in Saudi Arabia
• Make payment including Hajj-related expenses through POS machines
• Maximum loading limit: USD 1,200.00 (approx. BDT 1,50,000.00)
• Existing bank account not required
• No card issuance or closure fees
• Fast and free endorsement service
• Instant balance load and refund for unused funds
• Available and accepted at all Islami Bank branches and sub-branches
• 24/7 dedicated customer support

Required Documents

• Copy of Hajj visa/ Other Hajj proof documents
• Copy of National ID card and passport
• 2 copies of passport-size photographs
• Active local mobile number

User Instructions

• The card can be used in both Bangladesh and Saudi Arabia. The ATM or POS must be MasterCard supported.
• Set & Remember your PIN. Without the correct PIN, transactions will not be possible during Hajj.
• Check balance and functionality of your card at any branch, sub-branch, or ATM in Bangladesh before departure.
• Keep the card secure and avoid exposure to water/ liquids.
• Never share card images or full card numbers with anyone.
• Seek assistance from a trusted person if unfamiliar with card usage.
• Always retrieve the card after ATM transactions.
• If lost/ stolen, report immediately via WhatsApp/ Viber/ IMO.
• If blocked due to incorrect PIN, contact customer support.

About Islami Bank Bangladesh PLC

Islami Bank Bangladesh PLC (IBBL) is one of the leading commercial banks in Bangladesh and the country's first Shariah-based scheduled commercial bank. Established on 13 March 1983, the bank introduced Islamic banking in Bangladesh, offering financial services based on Islamic Shariah principles. Its banking operations follow principles such as Mudaraba, Musharaka and Murabaha, providing alternatives to conventional interest-based banking. The bank is listed on both the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE).

IBBL offers a comprehensive range of banking services for individuals, businesses, corporate organisations and entrepreneurs. Its services include savings and current accounts, Mudaraba term deposits, monthly savings schemes, foreign currency accounts, remittance services, investment financing, SME investment, agricultural financing and corporate banking. The bank also provides debit and credit cards, ATM and cash deposit facilities, trade finance, export-import services, locker facilities and foreign exchange services. Its investment products support various personal, commercial, industrial and agricultural financing needs.

To make banking more accessible, Islami Bank provides digital and technology-based services through CellFin, iBanking and mCash mobile financial services. Customers can access account information, transfer funds, make payments and perform various banking transactions through supported digital channels. Its extensive network of branches, sub-branches, ATMs and agent banking outlets helps extend financial services to urban and rural communities across Bangladesh. Through Islamic microfinance, remittance services and specialised savings and investment schemes, IBBL also contributes to financial inclusion and economic development.