Jamuna Overseas Job Loan

Jamuna Bank Limited offers overseas job loans to the customers having sufficient net cash flow to deposit the installments regularly of the following customer segment. This 5 years scheme offers maximum BDT 50,00,000 amount of loan for maximum 57 yeard old candidates who earn at least BDT 50,000 per month having any kind of valid overseas job offers or business documents.

Purpose

• Travel expenses
• Marital expenses
• Educational expenses
• Festival expenses
• Home construction
• House renovation
• Land purchase
• Transport purchase
• Office equipment
• Professional equipment purchase
• Office space purchase
• Shop space purchase
• Office decoration
• Household durable/ equipment/ electronics purchase.

Age Limit

• Minimum 25 years; maximum 57 years.
• But loan tenor shall not exceed 62 years of age.

Minimum Income

• Net income should be at least BDT 50,000.00 per month.
  (To be substantiated by evidence).

Loan Size

• Minimum BDT 2,00,000.00
• Maximum BDT 50,00,000.00

Maximum Term of Loan

• 5 years.

Rate of Interest

• As determined by the bank from to time.

Customer Segment

• Person having valid Job Offer/ Akama/ Green Card/ Business Visa/ Resident Visa/ Work Permit Visa.
• Person moving overseas for on the job training with subsequent Job Prospect.
• Person having business overseas evidenced by business documents.

Security/ Collateral

• Registered mortgage/ registration of fixed asset in the name of the bank having value of at least two times the loan applied for.
• Lien of financial asset having value of at least equivalent to the loan amount.
• Personal Guarantee of the applicant & applicant's spouse.
• Third party Guarantor shall be equal to or more creditworthy than the principal applicant.

* Condition Apply
Jamuna Bank may change, add or remove any conditions any time without notification.

More Jamuna Bank Credit Offers

• JBL Auto Loan
• JBL Education Loan

About Jamuna Bank Limited

Jamuna Bank Limited is one of the well-known private commercial banks in Bangladesh, providing modern and customer-oriented banking services throughout the country. Since its establishment in 2001, the bank has expanded its operations rapidly and gained a strong reputation for reliability, efficiency and technological innovation. Jamuna Bank offers a wide variety of financial services to individuals, businesses and institutions, helping to support economic development and financial inclusion in Bangladesh.

The bank provides comprehensive retail banking services, including savings accounts, current accounts, fixed deposit schemes, personal loans, education loans, debit cards and credit cards. Customers can also enjoy convenient banking facilities through ATM booths, SMS banking, internet banking and mobile banking services. These digital banking systems allow customers to perform transactions quickly and securely from anywhere in the country.

In addition to retail banking, Jamuna Bank plays an important role in corporate and SME banking by offering trade finance, working capital loans, project financing and business support services to industries and entrepreneurs. The bank also supports small and medium enterprises through specialized SME loan programs that encourage business growth and employment generation.

Jamuna Bank further provides Islamic banking services through selected branches and windows, offering Sharia-compliant financial products for customers who prefer Islamic financial principles. The bank is also active in foreign exchange operations and international remittance services, helping expatriate Bangladeshis send money safely to their families. Through its modern services and customer-focused approach, Jamuna Bank continues to contribute significantly to the banking and economic sector of Bangladesh.