Mastercard Platinum Card Features in Bangladesh

UCB Mastercard Platinum Credit Card is a premium credit card offered by United Commercial Bank PLC (UCB) in Bangladesh, designed for customers seeking enhanced payment flexibility, international transaction convenience and exclusive lifestyle privileges. Powered by the global Mastercard payment network, the card features EMV-compliant chip technology, contactless payment facilities and dual-currency functionality for eligible local and international transactions, subject to applicable foreign exchange regulations. It is particularly suitable for customers who frequently travel, shop internationally or prefer premium dining, shopping and hospitality benefits.

One of the major attractions of the UCB Mastercard Platinum Credit Card is its unlimited complimentary access to UCB Imperial Airport Lounges across Bangladesh, including airports in Dhaka, Chattogram, Cox's Bazar, Sylhet, Saidpur and Jashore. The primary cardholder can enjoy international lounge access with two guests and domestic lounge access with one guest. The card also provides complimentary LoungeKey membership, offering access to more than 1,600 airport lounges worldwide, although international lounge visits may involve additional charges. Cardholders can also enjoy buy-one-get-one-free buffet breakfast, lunch and dinner offers at selected five-star hotels in Bangladesh.

For everyday purchases, UCB Mastercard Platinum provides 0% interest EMI facilities for up to 24 months at more than 450 participating merchants. Eligible POS and e-commerce transactions of BDT 10,000.00 or above can also be converted into installments at a flat 11% interest rate, subject to applicable conditions. Other benefits include one reward point for every BDT 50.00 or USD 1 spent on eligible transactions, discounts at selected dining, shopping, travel and entertainment outlets, and free add-money facilities to the upay mobile wallet. Additional facilities include cash withdrawals, transaction alerts, secure online payments through 3D Secure authentication and multiple credit card bill payment channels.

The UCB Mastercard Platinum Credit Card offers an unsecured global credit limit ranging from BDT 1,50,000.00 to BDT 10,00,000.00, with secured credit limits available up to BDT 25,00,000.00, subject to the bank's assessment and approval. The first supplementary card is lifetime free, and the annual fee can be waived by completing 18 eligible POS or e-commerce transactions during the applicable period. Combining premium airport lounge privileges, hotel dining offers, international payment facilities and flexible installment options, this card provides an extensive range of financial and lifestyle benefits for eligible customers in Bangladesh.

Special Features

• EMV-Compliant contactless dual currency card.
• Unlimited free access to UCB domestic & international Imperial Airport Lounges with guest.
• Buy One Get More free buffet Breakfast, Lunch, Dinner at major 5-star chain hotels.
• Free Priority Pass membership for access to 1400+ airport lounges around the world.
• 0% interest up to 24 months on EMI purchase at 450+ leading merchants.
• Annual fee waiver by 18 PoS/E-commerce transactions.
• Free add money to upay mobile wallet.

About United Commercial Bank PLC

United Commercial Bank PLC provides a wide range of modern banking services to individuals, businesses and institutions across Bangladesh. The bank focuses on delivering customer-friendly, technology-based and secure financial solutions to meet the changing needs of society. Its retail banking services include savings accounts, current accounts, fixed deposit schemes, personal loans, home loans, education loans, debit cards, credit cards and remittance facilities. Customers can conveniently access their accounts through ATM booths, internet banking, mobile banking and SMS banking services, allowing fast and secure financial transactions from different locations.

In addition to retail banking, United Commercial Bank PLC offers extensive corporate banking services to support business and industrial development in Bangladesh. These services include trade finance, working capital loans, project financing, treasury operations, export-import financing and cash management services for companies and institutions. The bank also supports entrepreneurs and small businesses through specialized SME banking services, offering financial support and customized loan products to help expand business activities and create employment opportunities.

Furthermore, UCB provides Islamic banking services through selected branches and banking windows that follow Sharia-compliant financial principles. The bank is also actively involved in foreign exchange operations and international remittance services, helping expatriate Bangladeshis send money safely and efficiently to their families. Through digital innovation, efficient customer service and diversified financial products, United Commercial Bank PLC continues to strengthen its position in the banking sector and contributes significantly to economic growth, financial inclusion and sustainable development in Bangladesh.