Visa Platinum Card Features in Bangladesh

UCB Visa Platinum Credit Card is a premium credit card offered by United Commercial Bank PLC (UCB) in Bangladesh, designed for customers seeking enhanced financial flexibility, international payment convenience and exclusive lifestyle privileges. Powered by the global Visa payment network, the card features EMV chip technology, contactless payment facilities and dual-currency functionality for eligible local and international transactions, subject to applicable foreign exchange regulations. It is particularly suitable for frequent travellers and customers who value premium shopping, dining and hospitality benefits.

One of the major attractions of the UCB Visa Platinum Credit Card is its unlimited complimentary access to UCB Imperial Airport Lounges across Bangladesh, including facilities at Dhaka, Chattogram, Cox's Bazar, Sylhet, Saidpur and Jashore airports. The primary cardholder can enjoy international lounge access with two guests and domestic lounge access with one guest. Additionally, cardholders receive complimentary Priority Pass membership, providing access to more than 1,800 airport lounges worldwide, subject to applicable membership and entry conditions. The card also offers exclusive buy-one-get-one-free buffet breakfast, lunch and dinner deals at selected five-star hotels in Bangladesh.

For everyday purchases, customers can enjoy up to 24 months of 0% interest EMI facilities at more than 450 participating merchants. Eligible POS and e-commerce transactions of BDT 10,000 or above can also be converted into instalments at a flat 11% interest rate, subject to applicable conditions. Other benefits include reward points on eligible transactions, dining, shopping, travel and entertainment discounts, free add-money facilities to the upay mobile wallet and cash withdrawal facilities. Cardholders also receive transaction alerts, secure online payment facilities through 3D Secure authentication and convenient credit card bill payment options through UCB's banking channels and supported digital financial services.

The UCB Visa Platinum Credit Card offers an unsecured global credit limit ranging from BDT 1,50,000 to BDT 10,00,000, while secured credit limits may extend up to BDT 25,00,000, subject to the bank's assessment and approval. The first supplementary card is lifetime free, and the annual fee can be waived by completing 18 eligible POS or e-commerce transactions during the applicable period. With premium airport lounge privileges, international travel benefits, hotel dining offers and flexible payment facilities, the UCB Visa Platinum Credit Card provides an extensive range of financial and lifestyle benefits for eligible customers in Bangladesh.

Special Features

• EMV Compliant contactless dual currency card.
• Unlimited free access to UCB domestic & international Imperial Airport Lounges with guest.
• Buy One Get More free buffet Breakfast, Lunch, Dinner at major 5-star chain hotels.
• Priority Pass membership to access to 1,800+ airport lounges worldwide. Here you can find Priority Pass lounges.
• 0% interest up to 24 months on EMI purchase at 450+ leading merchants.
• Annual fee waiver by 18 PoS/E-commerce transactions.
• Free add money to upay mobile wallet.

Other Features

• Unsecured credit limit from BDT 1,50,000.00 to BDT 10,00,000.00 (global limit).
• Life time free one supplementary card.
• Maximum 45 days interest free period.
• Complimentary BOGO deals at major 5 Star chain Hotels. Enjoy the finest dining with your companion paying for only one at the premier hotels in the country.
• Complimentary UCB Imperial Lounge Access

  Travel in style with five-star warmth and hospitality of UCB Imperial Lounge network across the country. UCB Platinum Cardholders will get unlimited complimentary access at UCB Lounges at Dhaka, Chattogram, Cox’s Bazar, Sylhet, Saidpur and Jashore airport.

  • At International Lounge: Basic cardholder + 2 guests.
  • At Domestic Lounge: Basic cardholder + 1 guest.
  • Supplementary Cardholders will have free access only for themselves.

• Up to 50% cash withdrawal at any ATM and 95% cash withdrawal/payment by card cheque.
• 1 Reward Point for each BDT 50/$1 value transaction. Customer will be able to waive Annual Fees or Buy products at selected merchants by redeeming Reward Points.
• Minimum payment option: BDT 500.00, USD 25, or 3% of the outstanding amount, whichever is higher.
• Fabulous discounts at dining, travel, shopping and entertainment merchants round the year.
• Convert any PoS/E-commerce transactions of BDT 10,000.00 or above into flat 11% EMI.
• Transaction alert for all approved & declined transactions.
• Free 5 page cheque book.
• Insurance benefits covering up to 400% of outstanding in case of death and up to BDT 3,00,000.00 insurance coverage for 18 Critical diseases (enrolment in insurance scheme is required).
• Online transaction through UCB Card is 3D secured. A one-time password for each online transaction provides extra level of security.
• Internet banking facility (UCB One).
• Multiple options for Credit Card bill payment (Cash, Cheque, UCB One internet banking, ATM, BEFTN, NPSB, upay, Bkash, Nagad etc.).

About United Commercial Bank PLC

United Commercial Bank PLC provides a wide range of modern banking services to individuals, businesses and institutions across Bangladesh. The bank focuses on delivering customer-friendly, technology-based and secure financial solutions to meet the changing needs of society. Its retail banking services include savings accounts, current accounts, fixed deposit schemes, personal loans, home loans, education loans, debit cards, credit cards and remittance facilities. Customers can conveniently access their accounts through ATM booths, internet banking, mobile banking and SMS banking services, allowing fast and secure financial transactions from different locations.

In addition to retail banking, United Commercial Bank PLC offers extensive corporate banking services to support business and industrial development in Bangladesh. These services include trade finance, working capital loans, project financing, treasury operations, export-import financing and cash management services for companies and institutions. The bank also supports entrepreneurs and small businesses through specialized SME banking services, offering financial support and customized loan products to help expand business activities and create employment opportunities.

Furthermore, UCB provides Islamic banking services through selected branches and banking windows that follow Sharia-compliant financial principles. The bank is also actively involved in foreign exchange operations and international remittance services, helping expatriate Bangladeshis send money safely and efficiently to their families. Through digital innovation, efficient customer service and diversified financial products, United Commercial Bank PLC continues to strengthen its position in the banking sector and contributes significantly to economic growth, financial inclusion and sustainable development in Bangladesh.