Bangladesh Commerce Bank

Bangladesh Commerce Bank Limited (BCBL) is a scheduled commercial bank in Bangladesh that provides banking services to individuals, businesses, organizations and corporate customers. The bank was incorporated as a public limited company on 1 June 1998 under the Companies Act 1994, the Bank Companies Act 1991, and Parliamentary Act No. 12 of 1997. The bank commenced its commercial operations on 16 September 1999, establishing itself as a banking institution focused on deposit-taking, lending and other commercial banking activities. According to the bank's published corporate milestones, its first board of directors was formed in February 1998, while banking operations initially started with 24 branches across Bangladesh.

Since its establishment, Bangladesh Commerce Bank has expanded its range of banking products and services while developing its branch and technology-based banking operations. Its core business involves collecting deposits and providing loans with different maturities to individuals, businesses and corporate customers. The bank offers various deposit products, including current accounts, savings accounts and other deposit schemes. Its lending activities cover individuals and organizations and include financing designed to support business and economic activities.

BCBL provides corporate banking services that include project finance, working capital finance, and trade finance. Its SME banking operations focus on need-based financing and include particular attention to women entrepreneurs and cluster-based businesses. The bank also provides retail banking services covering liability and asset products for individual customers. In addition, BCBL operates Islamic banking services and maintains coordination with its Shariah Supervisory Committee.

The bank has also developed digital and transaction-based banking services. Its services include BCB Net Banking, mobile applications, card facilities, mobile financial services, trade services and other electronic banking channels. BCBL has also introduced services such as Automated Challan System (ACS) and supports international trade and foreign exchange-related activities through its banking network. Its historical milestones also record the introduction of credit cards in 2011, mobile banking in 2012, and the establishment of a Central Trade Processing Unit in 2014 to expand international trade financing.

Today, Bangladesh Commerce Bank Limited continues to provide a combination of retail, SME, corporate, Islamic, trade and digital banking services. Through these services, the bank serves personal banking customers as well as entrepreneurs, businesses and organizations requiring deposits, financing, payment facilities, trade support and other banking solutions. Its development reflects the broader growth of commercial banking in Bangladesh, with increasing emphasis on technology, financial inclusion, SME financing and diversified banking services.

Registered Name	Bangladesh Commerce Bank Limited
Legal Status	Public Limited Company
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Established	1998
Type	Private Bank
Category	Commercial Bank
Origin	Local Bank
Services	Retail Banking Corporate Banking SME Banking Agricultural Banking NRB Services Loand and Advances Western Union MoneyGram Xpress Money IME Locker Service
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Corporate Address	Eunoos Trade Centre, Level 22, 52-53 Dilkusha C/A, Motijheel, Dhaka 1000, Bangladesh.
Telephone	+880 96 13221043
Fax	+880 2 9568218
Call Center	16270, +880 96 13221040-47
E-mail Address	info@bcbl.com.bd
Website	www.bcblbd.com
SWIFT Code	BCBLBDDH
Code	030
Service Hours	Sunday: 10:00 am - 4:00 pm Monday: 10:00 am - 4:00 pm Tuesday: 10:00 am - 4:00 pm Wednesday: 10:00 am - 4:00 pm Thursday: 10:00 am - 4:00 pm Friday: Closed Saturday: Closed
Rate this Bank	Rating 2.5, based on 614 votes.