HSBC Personal Installment Loan

Are you planning to take an overseas vacation? Or renovate your home? Maybe buy a computer? Now you can do all these and more, with this any purpose loan namely, "Personal Installment Loan" from HSBC. This no personal guarantee loan scheme offers maximum BDT 1,00,000 of maximum 5 years EMI based tenor for a person eaning minimum BDT 15,000 each month.

Simple Documentation
The Personal Installment Loan from HSBC assures you of one thing - simplicity. This means having to complete very simple and easy documents when applying for the loan. We offer a very competitive interest rate with low processing fees.

Who Can Apply?

• You should be 23 years of age and employed by a well-established company with a minimum monthly income of BDT 15,000.
• Self-employed individuals can also apply subject to proof of income.

How Much Would I Get?
The loan amount ranges from BDT 50,000 to BDT 1,000,000 or maximum 10*-(14 times, in case of partially secured loan) times your monthly income, whichever is lower.
However, in all cases the total approved amount will be within 30% of the total value of the goods/ services availed through this financing.

How To Repay?
Loan repayments are made in the form of equal monthly installments (EMI) system. You have the flexibility of choosing the repayment period (12, 24, 36, 48 or 60 installments). Your monthly installment can be automatically debited from your personal account held with HSBC. HSBC also allow partial prepayment and prepayment.

How To Apply?
If you're interested about the loan, just call or visit any branches in Dhaka, Narayanganj, Chittagong or Sylhet. HSBC will be happy to help you with your application.

For assistance on your queries, you can contact us via the options available below.
Contact Centre (9 am - 9 pm Bangladesh Time, every day except government holidays).
Within Bangladesh: 16240
From Overseas: +88 096127 16240

Security/ Collateral

• No Personal Guarantee
• No Cash Security
  (As HSBC believes in its customers, do not require any personal guarantees or cash security to support the loan.)

* Subject to credit assessment criteria
HSBC may change, add or remove any conditions any time without notification.

About The Hongkong and Shanghai Banking Corporation Limited

HSBC, formally known as The Hongkong and Shanghai Banking Corporation Limited, provides corporate and institutional banking services in Bangladesh, supporting local businesses, multinational companies, financial institutions and organizations involved in international trade. Its services include corporate banking, trade finance, treasury management, foreign exchange, cash management and international payment solutions. HSBC also offers specialized financial services to help eligible businesses manage working capital, maintain liquidity and conduct domestic and cross-border transactions.

Trade finance is an important part of HSBC's operations in Bangladesh. The bank provides import and export financing, documentary credit facilities, working capital solutions and other trade-related services. These facilities help businesses manage transactions with overseas suppliers and buyers, improve cash flow and support international commercial activities. Its foreign-exchange services assist eligible corporate customers with foreign-currency payments and managing currency-related requirements.

HSBC also provides digital transaction banking through platforms such as HSBCnet. Corporate customers can access account information, manage payments and collections, monitor trade transactions and use selected online financial services. Additional facilities include domestic and international fund transfers, liquidity management, direct debit, electronic collection services, online VAT payments and customs-duty payment solutions. Availability depends on the customer's eligibility and the relevant service terms.

HSBC announced in July 2025 that it would gradually wind down its retail banking business in Bangladesh, while continuing to focus on corporate and institutional banking. Therefore, its current services are primarily oriented toward businesses and institutional clients rather than new personal banking customers. Through trade finance, corporate payments, treasury services, foreign exchange and digital banking platforms, HSBC continues to connect Bangladeshi businesses with international markets and financial networks.