IBBL Visa Debit Classic Card Features Services in Bangladesh

IBBL Debit Classic Card is a convenient electronic payment card offered by Islami Bank Bangladesh PLC to provide customers with easy access to their bank deposits and cashless transaction facilities. Designed for everyday banking needs, the card helps customers withdraw money, make purchases and perform various financial transactions without carrying large amounts of cash. Available under the Visa, Mastercard and other supported card network categories, IBBL Debit Classic is linked to eligible bank accounts, allowing transactions to be settled directly from the available account balance.

The card offers a daily ATM cash withdrawal limit of BDT 50,000.00, with a maximum withdrawal of BDT 20,000.00 per transaction. Customers can also make purchases at participating merchant outlets using the card, with a daily POS transaction limit of BDT 1,00,000.00. For transactions conducted through branch POS terminals, the limit is BDT 3,00,000.00. These facilities make the card useful for shopping, retail payments and routine cash withdrawals. Customers can also access eligible ATM and banking services, including balance inquiries and other account-related facilities.

IBBL Debit Classic Card is available to customers maintaining eligible Al-Wadeeah Current Account (AWCA), Mudaraba Savings Account (MSA), Mudaraba Special Notice Account (MSNA) and Students Mudaraba Savings Account (SMSA). The card issuance fee is free. The half-yearly maintenance charge is BDT 200 for MSA, AWCA and PRA accounts, BDT 100.00 for Farmers, MIESA and Payroll accounts, while student accounts enjoy free maintenance. Additional charges may apply for services such as PIN resetting and early card closure. The card has a validity period of 60 months.

With its affordable maintenance structure, free issuance facility, convenient ATM access and cashless payment options, IBBL Debit Classic Card provides a practical banking solution for customers in Bangladesh. It is particularly useful for students, salaried individuals and regular savings account holders who want convenient access to their deposits and straightforward everyday payment facilities. Customers can apply through eligible Islami Bank branches, subject to the bank's account and card issuance requirements.

Limits

• Daily ATM withdrawal limit: BDT 50,000.00
• Per transaction cash withdrawal: BDT 20,000.00
• POS transaction limit: BDT 1,00,000.00
• Branch POS limit: BDT 3,00,000.00

Charges

• Issuance Fee: Free
• Maintenance Fee (half-yearly):
  • MSA/ AWCA/ PRA Accounts: BDT 200.00
  • Farmers/ MIESA/ Payroll Accounts: BDT 100.00
  • Student Accounts: Free
• Card Closing Fee (within 6 months of issuance): BDT 200.00
• Green PIN Reset: BDT 50.00
• Card Validity: 60 Months

Eligibility

Following account holders are eligible:

• Al-Wadeah Current Account (AWCA)
• Mudaraba Savings Account (MSA)
• Mudaraba Special Notice Account (MSNA)
• Students Mudaraba Savings Account (SMSA)

About Islami Bank Bangladesh PLC

Islami Bank Bangladesh PLC (IBBL) is one of the leading commercial banks in Bangladesh and the country's first Shariah-based scheduled commercial bank. Established on 13 March 1983, the bank introduced Islamic banking in Bangladesh, offering financial services based on Islamic Shariah principles. Its banking operations follow principles such as Mudaraba, Musharaka and Murabaha, providing alternatives to conventional interest-based banking. The bank is listed on both the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE).

IBBL offers a comprehensive range of banking services for individuals, businesses, corporate organisations and entrepreneurs. Its services include savings and current accounts, Mudaraba term deposits, monthly savings schemes, foreign currency accounts, remittance services, investment financing, SME investment, agricultural financing and corporate banking. The bank also provides debit and credit cards, ATM and cash deposit facilities, trade finance, export-import services, locker facilities and foreign exchange services. Its investment products support various personal, commercial, industrial and agricultural financing needs.

To make banking more accessible, Islami Bank provides digital and technology-based services through CellFin, iBanking and mCash mobile financial services. Customers can access account information, transfer funds, make payments and perform various banking transactions through supported digital channels. Its extensive network of branches, sub-branches, ATMs and agent banking outlets helps extend financial services to urban and rural communities across Bangladesh. Through Islamic microfinance, remittance services and specialised savings and investment schemes, IBBL also contributes to financial inclusion and economic development.