Uttaran Small Business Loan

Uttara Bank Limited introduces this special loan scheme to help real businessmen those have entrepreneurship, initiative, sincerity, honesty to expand and run their business smoothly under Small Enterprise category. This EMI repayment loan is suitable for all kinds of local people involved in genuine established business which is maximum 5 years tenor.

Loan Type/ Category
Term Loan

Purpose

• To help the genuine businessmen having entrepreneurship, initiative, sincerity, honesty to expand and run their business smoothly under Small Enterprise category.
• To enable a section of people having small capital to do business with the help of Bank Finance.
• To improve the banking habit of self employed persons of the society.
• To contribute towards development of socio-economic condition of the country.

Repayment

• Equal Monthly Installment.

Interest Rate

• Market Competitive

Loan Tenor

• 1 years to 5 years.

Debt Equity Ratio

• 70 : 30

Customer Eligibility

• Must be a growing Business Concern.
• At Least 2 Years Business History.
• Must be a Current Account Holder of the Bank.
• Up dated clean CIB Report.

Required Documents

• Valid Trade License.
• Up to date TIN Certificate.
• KYC.
• Regulatory papers.

Security

• Registered Mortgage of Land & Building.
• Personal Guarantee of the Owner(s)/ Directors.
• Post dated cheque.
• Other Securities as acceptable to the Bank.

* Condition Apply
Uttara Bank may change, add or remove any conditions any time without notification.

More Uttara Bank Credit Offers

• Uttara Salaried Officers Loan

About Uttara Bank PLC

Uttara Bank PLC provides a wide range of banking services in Bangladesh designed to meet the needs of individuals, businesses and international clients. Its core services include general banking facilities such as savings and current accounts, fixed deposit schemes and remittance services. The bank also offers various loan and credit programs for agriculture, trade, industry and personal purposes, with a strong focus on supporting small and medium enterprises (SMEs). In addition, it delivers foreign exchange services, including import-export financing and inward remittances. To enhance customer convenience, Uttara Bank PLC has introduced modern banking solutions such as ATM services, debit and credit cards, online banking and locker facilities, ensuring efficient and secure financial transactions across the country.