Rocket of Dutch-Bangla Bank
Dutch-Bangla Bank pioneered Mobile Banking in Bangladesh. It was the first bank to offer banking facilities through a wide range of mobile phones. Rocket is a Banking process without bank branch which provides financial services to unbanked communities efficiently and at an affordable cost. To provide banking and financial services, such as cash-in, cash-out, merchant payment, utility payment, salary disbursement, foreign remittance, government allowance disbursement, ATM money withdrawal through mobile technology devices, i.e. Mobile Phone, is called Rocket.
Benefits of Rocket
- Real time on-line banking.
- Access to banking and advanced payment transactions at affordable cost.
- Convenient and secure way to send money.
- Much more effective in developing savings habit.
Rocket Model
Dutch-Bangla Bank Limited, a technology savvy commercial bank in Bangladesh, started Rocket on 31 March, 2011. Dutch-Bangla Bank has followed a unique model for deployment of the Mobile Banking in Bangladesh. Dutch-Bangla Bank Rocket model has the following characteristics:
- Bank-led model
- Vision
- An account, not a wallet
- Four Parties involved
- Four Cash movement tiers
- Four Geographical tiers
Rocket Services
- Cash-in (Deposit)
- Cash-out (cash withdrawal)
- ATM withdrawal (cash withdrawal)
- Mobile Top-up
- Person to Person transfer (Send Money)
- Bank account - Rocket account transfers
- Foreign remittance
- Salary disbursement
- Balance enquiry
- Bill payment
- Merchant payment
Charges for Customer
| Service | General Consumer Product | Salary and Stipend Product |
| Cash-in at Agent | Free | 0.9% of TXN Amt |
| Cash-in at DBBL branches / Fast Track | Free | TK. 10 per Txn |
| Cash-out at Agent | 1.8% of Txn Amt | 0.9% of TXN Amt |
| Cash-out at DBBL branches | 0.9% of Txn Amt | TK. 10 per Txn |
| Cash-out at ATM | 0.9% of Txn Amt | Free |
| P2P | For Apps Free For USSD (*322#) TK. 5 per Txn (Except General Consumer Product to Salary & Stipend Product charge 0.9% on Txn Amt in USSD & Apps) |
For Apps Free For USSD (*322#) TK. 5 per Txn |
| CBS to MBS Transfer | Free | Free |
| MBS to CBS/Card transfer | 1.8% of Txn Amt | 0.9% of Txn Amt |
| Top-up | Free | Free |
| Balance Enquiry | Free | Free |
| Statement Enquiry | Tk. 3 | Tk. 3 |
| Bills Pay | Tk.2 to Tk.20 or 1% | Tk.2 to Tk.20 or 1% |
| Merchant Payment (payable by merchant) | Up to 1% | Up to 1% |
| Merchant Payment (payable by customer) | Free | Free |
| Collection (B2B) payable by Sender/Receiver | 0.20 to 0.45 % of txn amount | 0.20 to 0.45 % of txn amount |
| Disbursement like salary, Grant, stipend etc (payable by Corporate/enterprise) | NA | Free |
* Subject to changes time to time
About Dutch-Bangla Bank PLC
Dutch-Bangla Bank PLC (DBBL) provides a diverse range of banking services in Bangladesh, catering to both individual and corporate clients. For personal banking, DBBL offers savings and current accounts, term deposits, personal, home, and auto loans, as well as credit cards with various rewards. In corporate banking, the bank provides working capital loans, term loans, trade finance solutions, and cash management services to support business operations and growth. DBBL also excels in digital banking, offering robust internet and mobile banking platforms for convenient account management and transactions. Additionally, its extensive ATM network and commitment to social responsibility through education and healthcare initiatives reflect its comprehensive approach to meeting customer needs and contributing to community development.
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